Chamber Bavaria

Health-conscious customers benefit by GesundheitPRIVAT compact the tariff GesundheitPRIVAT compact oriented at GrundschutzPRIVAT and characterised by the same services at primary medical treatments and medicines. For tooth replacement, he reimbursed the expenses up to 75 percent unless the insured person during the three calendar years prior to the treatment has carried out an annual dental prophylaxis. For each year in which no prophylaxis was carried during this period reduced the reimbursement rate to 5 per cent; in any case, but at least 60 percent of the treatment costs are taken over. Outpatient medical and dental expenses will be reimbursed up to 3,000 euros to 80 per cent, in addition to 100 percent. Screening and Dental prophylaxis will not count also here on the rebates. Also GesundheitPRIVAT – compact in particular to health-conscious customers is aimed as a more cost-effective and power-reduced variant of the tariff GesundheitPRIVAT, introduced in April.

In the context of his contribution refund returns currently up to five monthly payments in freedom. Moreover, the tariff for customers entitled to rebates, which have a body mass index (BMI) from 18 to under 25 and confirm that they are non-smoking as of completion of the 20th a yearly bonus of 50 euros each holds life year, maximum so 100 euros. Screening does not affect the contribution refund and will not count on the deductible. Examples (in euro): monthly fee / GrundschutzPRIVAT age/sex 45 years woman: 208,71 45 years man: 158,83 30 years women: 129,39 30 years man: 90,64 monthly fee / GesundheitPRIVAT compact 45 years female: 354,16 45 years man: 255,64 30 Years female: 245,97 30 years man: 163,72 the maximum record age for both tariffs is 64. Earliest possible commencement of insurance cover is October 1, 2008.

For more information see. The Bavarian officials Krankenkasse AG and Union health insurance AG form the sixth-largest insurance group in Germany under the umbrella of the Consal Beteiligungsgesellschaft AG and belong to the group insurance Chamber Bavaria. It is the largest public insurers nationwide and among the top ten of insurers. in 2007, scored the all-fields insurer premium income of 5.66 billion euros (preliminary) and has about 6,500 employees. Every working day, the company pays its customers approximately EUR 17 million in insurance benefits. Every year more than 2.8 million insurance and performance cases processed, about 1,500 per work hour.

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